Legal Expenses Insurance (LEI) is a policy designed to protect businesses from the financial strain of legal disputes, contract issues, and employment-related claims.
Safeguarding your business from legal challenges
It covers legal fees, including advice, representation, and court proceedings, regardless of fault.
What Legal Expenses Insurance (LEI) Covers
LEI covers the cost of legal advice, representation, and court proceedings, helping businesses manage disputes, claims, and regulatory issues without the financial burden.
Employment Disputes
Covers the legal expenses incurred when defending against claims of unfair dismissal, discrimination, or other employee-related disputes.
Contractual Disputes
Provides support in resolving issues related to breach of contract or payment disputes with suppliers, customers, or service providers.
Property Disputes
Covers legal action involving property, including land boundary disagreements, tenant disputes, and property damage claims.
Regulatory Investigations
Offers legal assistance if your business is subject to investigations by government agencies or faces compliance-related issues.
Tax Audits
Covers legal representation during tax audits or disputes with the Australian Taxation Office (ATO), including matters related to GST or fringe benefits tax.
Data Protection & Privacy Claims
Provides coverage for legal issues related to the Privacy Act 1988, including data breaches and privacy-related complaints.
Legal Advice Access
Many policies offer access to free legal advice hotlines for routine legal inquiries and concerns.
Cover at a glance
Protection against the cost of legal disputes and claims
Cover for legal advice, representation, and court proceedings
Assistance with employment, contract, and regulatory issues
Support for defense against compliance investigation
Optional extensions for tax audits and debt recovery
Flexible limits to suit your business size and risk exposure
Who needs it?
LEI is valuable for any business that could face legal disputes or regulatory action. It’s especially useful for companies with employees, contracts, or client relationships where unexpected claims or disagreements can arise.
Small and medium-sized businesses
Small and medium-sized businesses seeking protection against employment-related or contractual disputes.
Property owners or landlords
Property owners or landlords facing potential tenant or boundary issues.
Regulated businesses
Businesses operating in highly regulated industries prone to compliance investigations.
Proactive business owners
Anyone seeking peace of mind knowing that legal support is accessible in the event of a dispute.
Why It’s Important
Given that even minor legal issues can escalate into significant costs, LEI ensures that your business can access the legal assistance necessary to protect its interests and resolve disputes efficiently and professionally.
