Home & Contents Insurance provides financial protection against loss or damage to your residence and personal belongings caused by external events.
What Home & Contents Insurance Covers
Home and contents insurance protects both your property and the belongings inside it. It provides cover for damage or loss caused by events such as fire, theft, storms, and accidents, helping you repair, replace, or rebuild when the unexpected happens.
Storms and rainwater
Storms and rainwater
Lightning strikes
Flooding (available on selected policies)
Fire
Theft
Escaping liquids (e.g., overflowing baths, burst pipes)
Portable items away from home, such as jewellery, sporting equipment, bicycles, cameras, and musical instruments
Optional accidental damage cover for minor mishaps
Cover at a glance
Protection for your home, contents, and valuables against fire, theft, and storm
Optional flood and accidental damage cover
Cover for portable items such as jewellery, bikes, and electronics
Liability cover for injury or property damage caused to others
Flexible limits and policy options for homeowners and renters
Choice of excess to suit your budget and level of risk
Who needs it?
Home & Contents Insurance is recommended for both homeowners and renters due to the significant financial risks associated with being uninsured.
Homeowners
Building insurance may be a requirement of your mortgage agreement.
Renters and Homeowners
Most policies also include Personal Liability Insurance, which protects you in the event you unintentionally cause damage to someone else’s property or injury to others. Even if you believe your personal belongings are not worth insuring, liability coverage offers essential protection.
